MBA NENY Board Members


Tab Beauregard, CMB

Tab has spent most of his adult life helping families achieve the dream of homeownership while doing it in an affordable way. As a dedicated licensed Mortgage Loan Officer for over 15 years, he analyzed thousands of consumer’s financials and helped guide them through the maze of the modern mortgage markets.
In 2015 he joined the team at Genworth Mortgage Insurance to further their mission and has been recognized for several accomplishments, most recently earning the coveted Regional MVP award in 2020. Tab earned a B.S. in Business Administration from Villanova University and earned his Certified Mortgage Bankers designation from the MBA in 2020. A husband and father of three daughters, Tab and his family have purchased and renovated over seven homes themselves.
Sherri Eckles Portrait Picture

Vice President

Sherri Eckles

Sherri is Senior Vice President and Market Manager at Norcom Mortgage, where she works with an incredible team of professionals who share her passion for giving back to their community and helping people achieve their homeownership dreams, especially in underserved communities. She has 30 years of affordable housing, advocacy and management experience in the public and private sectors.
Sherri is proud to have previously served as the Senior Vice President of Single Family Programs at the State of New York Mortgage Agency, where she oversaw program and policy development that resulted in a 10% increase in lending to minority borrowers. She was recently appointed as a member of the HUD Housing Counseling Federal Advisory Committee, and served on the Advisory Board for HomeSmartNY, an association of housing counseling agencies across New York State. She graduated from Albany Law School in 2013 and has done pro bono work for a nonprofit organization that provides transitional housing for domestic violence victims since 2015. She is the Treasurer of the New York State MBA, and Co-Chairs their Legislative and Affordable Housing Committees.


Joseph Senecal

Joe has had a 30-year career in the financial services and mortgage banking industry and is Treasurer of SEFCU Mortgage Services. He began his career at KeyCorp rising through various Finance positions. After leaving KeyCorp he was Named Treasurer of Home Funding Finders, Inc.
Joe is an alumnus of Siena College graduating with a Business Administration – Accounting degree. He has taken several American Bankers and Mortgage Bankers Association courses. He is a lifetime resident of the area and had served on several not-for-profit boards.


Michele Teague

Michele has been in the mortgage business for 30 years. From processing, underwriting, and operations management to her many years in the mortgage insurance world. She loves this business and is currently enjoying the role of helping Homestead Funding grow and expand nationally.
Michele has lived in Guilderland for most of the last 20 years. Her son Jeremy is a CBA and Loyola University graduate. Her son Liam and daughter Lillie both attend Guilderland High School and are very involved in sports. She likes to stay busy and active, enjoying lake life as much as possible on the Great Sacandaga. She loves her family, dogs, job, traveling, and living life to the fullest!

Immediate Past President

Elizabeth Cheney

Elizabeth, also known as Lisa, has been in the mortgage industry since 1991. She has served on the Board of Directors of the MBA NENY for many years and is currently the Immediate Past President. Currently she is employed with Homestead Funding as their Corporate Trainer and has been with them since 1997.
Elizabeth also owns National Mortgage Learning Institute, an NMLS approved Course Provider, where she is the President providing mortgage training services. National Mortgage Learning Institute is licensed by the Conference of State Bank Supervisors to conduct both the NMLS 20-hour pre-licensing course as well as NMLS approved continuing education courses.

Executive Director

Megan Izzo

Megan has been involved with the MBA NENY for the past several years, first serving as the Treasurer in 2015 and in 2019 transitioning to the role of Executive Secretary. In 2010 Megan began her career in the mortgage industry serving as a processor, underwriter, operational manager, and mortgage quality control before moving into the world of Enterprise Risk Management in 2018.
What she enjoys most about her job at CAP COM and role with the MBA is collaborating with others to help bring their vision to life and do it in the most efficient way possible. Megan enjoys spending time with her family and friends, vacationing, cooking and shopping.

Board Member

Joe DeLeva

With nearly two decades of experience consisting of positions in sales, secondary, operations and management, Joe has developed a deep understanding of how to improve an organization’s efficiency and profitability. In his current role as Vice President, Mortgage Operations Senior Manager at Glens Falls National Bank and Trust Company...
he oversees operations ensuring smooth and effective pipeline management processes and continuously seeks out efficiencies to achieve department goals. Joe's long-term commitment to the mortgage business, from helping families achieve their homeownership dreams, to helping colleagues develop into strong mortgage professionals, as well as networking with other key players in our field make him a valuable member of the board.

Board Member

Melissa Savage

Melissa Savage is the Vice President of Mortgage Lending at Sunmark Credit Union. Melissa has been with Sunmark since 2004 when she joined as a Mortgage Processor and has held several roles with increasing responsibility throughout her tenure.
With almost 20 years of lending experience, Melissa has extensive lending knowledge from loan origination through servicing. Melissa has been involved with many projects including system conversions, mergers, paperless initiative and hybrid e-closings, along with new product rollouts. She continues to enhance the mortgage department with her standards for efficiency, quality and service.

Board Member

Kevin Mason

Kevin has been involved in the Capital Region banking industry for over a decade and is a residential mortgage originator with 1st National Bank of Scotia. Known for exemplary customer service, Kevin strives to make the mortgage process an enjoyable experience for all of his clients by educating and providing innovative financing solutions. Whether it is a first home purchase, investment property, vacation home or downsizing after retirement, Kevin has the knowledge and experience to help meet his clients wide range of financial needs.

Kevin Mason

He has taught several 1st Time Home Buyer seminars throughout the Capital Region as well as continuing education courses w/ GCAR. A lifelong area resident, Kevin attended both Christian Brothers Academy and Siena College and currently resides in Saratoga Springs. He is active in area non-profit organizations as well as the local golf and baseball community.

Board Member

Paul Hurley

As a longtime resident of the capital district, Paul is proud to have served the area in the mortgage field since 1992. In addition to originating, he has managed, mentored and coached new and experienced loan officers. In his current role as a CRA specialist for M&T bank he has been able to use his experience in and passion for the mortgage industry to assist first time home buyers to reach their goal of home ownership.
He enjoys a good relationship with the housing agencies serving the needs of first time homebuyers. From teaching at homebuyer seminars to serving as a resource for the councilors, Paul is able to expand my connections and assist more future homeowners.

Board Member

Jacqueline Goralczyk

Jacki is a partner of DeAngelus Goralczyk, PLLC, with a diverse and technical background. She devotes her practice to helping clients navigate complex data privacy and cybersecurity regulatory regimes in a creative and effective manner. Leaning on her experience in the real estate, title and financial services industries, Jacki counsels clients on a wide variety of regulatory requirements.
Jacki received her Juris Doctor from the Albany School of Union University and began exploring her keen interest in data privacy and cybersecurity and it relates to the financial services, real estate and title industries. Jacki’s passion led her to teach data privacy and cyber security law at Albany Law School after receiving her Masters of Legal Letters in Cyber Security and Data Privacy. She was the first graduate of the program from Albany Law. Jacki is a Certified Information Privacy Manager (“CIPM”), as certified by the International Association of Privacy Professionals.

Board Member

Janet Harder

My name is Janer Harder and I have been in the mortgage business since September of 1997. I started out on the operations side of the mortgage process and decided to become a Loan Officer in 2006. I like helping buyers get their dream home.
It is still so much fun being involved in the hunt for that perfect place and seeing my buyers get the keys at the end. Smooth and speedy are my mottos and that is my goal for each and every buyer I qualify. Outstanding customer service is at the heart of my business and my goal for everyone involved in the process.

Board Member

Bob Wilson

With more than thirty years in the mortgage industry Bob has added tremendous value to borrowers, real estate agents, financial planners, attorneys and others tied to the real estate field. He is a source of great knowledge on strategy and loan products alike. He has helped to start networking groups and think tanks where ideas could be shared and the presence of all businesses in the group could learn from each other.
Bob joined Women’s Council of Realtors ten years ago and co-chaired five fundraising golf events. He has been a valuable member of the Capital Region Chamber for five years and is an active co-chair.

Board Member

Dale Josephson

Currently employed at NBT Bank as their Secondary Market and Construction Risk Manager. Dale has over 7 years of experience in secondary market operations and has focused on creating efficiencies, maximizing secondary income, and introducing new products for customers. Dale watches the MBS and other economic markets to predict market movement and their impact on mortgage pipelines/hedges.

Dale Josephson

Dale moved to the Capital Region in 2019, originating from CT. Dale graduated from University of Alabama where he studied finance, banking, and investment management. In his free time, he enjoys playing golf, spending time by the water, and exploring new places.

Board Member

Kara Guthrie

Kara has been in the mortgage banking industry since 1995, and currently is a mortgage loan originator for SEFCU Mortgage Services. She has helped thousands of clients navigate the volatile mortgage cycles of the past three decades to secure the financing that was right for them. Over the years, she has built trusted relationships with selling agents, buying agents and attorneys that, along with her extensive knowledge of the home buying process, enables her to deliver superior personal service through the mortgage process.

Kara Guthrie

Kara takes great pride in helping clients make their dreams of home ownership a financial reality.