MBA NENY Member Organizations
Lenders
Capital Bank & Trust
Capital Bank & Trust was founded in 1995 by Albany-based business people and community leaders. For 15 years, the bank continued to grow and expand before joining forces with Chemung Canal
Trust Company in 2011. The bank continues to operate in the Capital Region as Capital Bank, a Division of Chemung Canal Trust Company, with its regional headquarters located on State Street in Downtown Albany. In addition to the regional headquarters, the bank operates six branch offices located in Albany, Saratoga and Schenectady Counties. Additionally, a Capital-Region-based Advisory Board works closely with the bank as it continues to grow throughout the community.
Chemung Canal Trust Company, a full-service community bank will full trust powers, is the principal subsidiary of Chemung Financial Corporation, a $2.7 billion financial services holding company headquartered in Elmira, New York. Established in 1833, Chemung Canal is the oldest locally owned and managed community bank in New York State, currently operating 31 offices.
Chemung Financial Corporation is also the parent of CFS Group, Inc., a financial-services subsidiary offering non-traditional services including mutual funds, annuities, brokerage services, tax-preparation services and insurance and Chemung Risk Management, Inc., a captive insurance company based in the State of Nevada.
Website: https://www.capitalbank.com/
Sunmark Credit Union
Since 1937, Sunmark Credit Union (Over $1 billion in assets; 85,000+ members) has been helping members improve their financial position. Sunmark is committed to the financial health and well-being of each member by offering tools that educate and inform and products and services that make it easier to reach financial goals.
For more information, call 518-382-0605 or visit our website.
Website: https://www.sunmark.org/
NBT Bank
Since opening our doors in 1856, we have remained committed to providing our customers with superior banking services and helping to make the communities we serve a better place to live and work. We also believe that our greatest competitive advantage remains our people. Through their dedication we are able to enhance our ability to serve customers through relationship building, personalized banking solutions, local decision making and commitment to community initiatives.
Explore NBT Bank's full range of personal banking products & services, including home financing, credit & debit cards, and mobile banking. Get started.
Website: https://www.nbtbank.com/
M&T Bank
M&T Bank Corporation is an American bank holding company headquartered in Buffalo, New York. It operates 1,000+ branches in 12 states across the Eastern United States, from Maine to Northern Virginia. Until May 1998, the bank's holding company was named First Empire State Corporation.
With a community bank approach, M&T Bank helps people reach their personal and business goals with banking, mortgage, loan and investment services.
Website: https://www.mtb.com/
Mortgage Insurance
Enact
Enact (Nasdaq: ACT), operating principally through its wholly-owned subsidiary Enact Mortgage Insurance Corporation since 1981, is a leading U.S. private mortgage insurance provider committed to helping more people achieve the dream of homeownership. Building on a deep understanding of lenders' businesses and a legacy of financial strength, we partner with lenders to bring best-in class service, leading underwriting expertise, and extensive risk and capital management to the mortgage process, helping to put more people in homes and keep them there.
By empowering customers and their borrowers, Enact seeks to positively impact the lives of those in the communities in which it serves in a sustainable way. Enact is headquartered in Raleigh, North Carolina.
Website: https://enactmi.com/
Essent
Founded in 2008, we are a private mortgage insurer, approved by Fannie Mae and Freddie Mac and licensed nationwide. We offer private mortgage insurance, also known as mortgage guaranty insurance, MI or Private MI, for single-family mortgage loans in the United States, providing private capital to mitigate mortgage credit risk for lenders and investors. This, in turn, allows lenders to make additional mortgage financing available to prospective homeowners.
Contact us at our website below.
Website: https://www.essent.us/
National MI
National MI believes in expanding access to the American dream of homeownership. We do this by providing private mortgage insurance to low down-payment borrowers while protecting lenders and investors against losses related to default. Our goal is to offer competitive pricing using risk-based technology while delivering outstanding service to our lender customers.
Contact us at our website below.
Website: https://www.nationalmi.com/
Real Estate Law
HOVER & MACKOWSKI, PLLC
Hover & Mackowski, PLLC is a real estate concentrated law firm with multiple locations throughout the Capital District. With over 20 years of experience in the real estate field, Hover & Mackowski, PLLC is prepared to handle all of your client’s real estate needs through a transactional approach that protects client’s interests while guiding them to their ultimate desire; closing.
Our offices are at 1754 US Route 9, Clifton Park, NY 12065
Contact us at 518-640-4290 or visit our website below.
Contact us at 518-640-4290 or visit our website below.
Website: https://www.hoverandmackowski.com/
DeAngelus Group, PLLC
Our Mission is a client centered approach to transactional law. Our clients are at the heart and center of what we do - each and every day.
Our Vision is for every client to receive the best customer Service, with the highest Quality legal work, while our employees work in the absolute best Culture and environment possible.
Our Vision is for every client to receive the best customer Service, with the highest Quality legal work, while our employees work in the absolute best Culture and environment possible.
Our practice areas include:
Residential & Commercial Real Estate
Real Estate Lender Services
Trusts & Estates
Corporate Law
Residential & Commercial Real Estate
Real Estate Lender Services
Trusts & Estates
Corporate Law
Website: https://www.dglawny.com/
Title Services
Ford & Reale Title
Our team has over 40 years of title experience. Ford & Reale Title was founded in 2020 and has been dedicated to giving our customers the best service and fastest turnaround times with incredible accuracy.
Contact us at our website below.
Website: https://www.frtitle.com/
Insurance
State Farm LaChance Agency
We strive to serve and protect our community in ways no one else does. We are happy to give our customers the option of seeing us in person in either of our two locations, in Loudonville and Delmar! Our team will continue to help educate you on your insurance options and make sure your needs are taken care of so you can focus on what's important to you.
We serve all of New York, especially the Capital Region! We are helping customers in Delmar, Selkirk, Glenmont, Latham, Albany, Clifton Park, Schenectady, Bethlehem, Saratoga, Troy, and more!
Website: https://lachanceagency.com/